LGM Insurance
LMG Insurance Services, Inc.
Privacy Policy Notice



PURPOSE OF THIS NOTICE

We understand your privacy is important. You have received this notice in accordance with applicable state and federal laws and because you are a current or potential customer of ours. This information will help you understand what types of nonpublic personal information – information about you that is not publicly available – we collect, how we use it and how we protect your privacy.



OUR PRIVACY POLICIES AND PRACTICES

1. What information is collected:
* The types of information we collect varies according to the products or services provided and may include, for example: account balances, income, assets, insurance premiums, credit reports, marital status, payment history, claims histories, and risk characteristics and activities. 2. How we collect information:
* Our primary source of information is from applications for insurance and related forms. In addition, however, we may receive information about you from our affiliates or from a consumer reporting agency.

3. How we use information:
* We use the information to assist us in providing you with the insurance and financial products and services you need, including claims services, if necessary. To accomplish this purpose we may disclose the information to an insurer, a servicing agency, or an entity with whom we maintain a joint marketing agreement.

4. How we protect this information:
* Our policy prohibits us from disclosing this information to anyone other than those who need the information to provide you with the service or product you have requested or to those we are required to disclose the information to as required by state or federal law. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

5. Our policy regarding dispute resolution:
* Any controversy or claim arising out of or relating to our privacy policy, or the breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

6. Reservation of the right to disclose information in unforeseen circumstances:
* In connection with the potential sale or transfer of all or a part of our business to a nonaffiliated third party, we reserve the right to sell or transfer your information (including but not limited to your address, name, age, sex, zip code, state and country of residency and other information that you provide through other communications) to that third party entity if that third party entity (1) concentrates its business in a similar practice or service; (2) agrees to be our successor in interest with regard to the maintenance and protection of the information collected; and (3) agrees to the obligations of this privacy statement.

7. Reservation of the right to change privacy policy or procedures:
* We reserve the right to change any of our privacy policies and related procedures at any time, in accordance with applicable federal and state laws. You will receive appropriate notice if our privacy policy changes.



THIS PRIVACY NOTICE IS PROVIDED TO YOU FOR INFORMATION PURPOSES ONLY. YOU DO NOT NEED TO CALL OR TAKE ANY ACTION IN RESPONSE TO THIS NOTICE. WE RECOMMEND THAT YOU READ THIS NOTICE AND RETAIN IT FOR YOUR PERSONAL FILES