LMG Insurance

"Leading the personal lines Markets in achieving your Goals."

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Our most important service is working for you. As your independent agent, we believe your satisfaction is of utmost importance. We will form a partnership to oversee your insurance program, evaluate your needs, and offer flexible options. A concise summary of coverages outlining your policies for easy reference is also available. We go to great lengths to satisfy our customers. In fact, 90% of our new business referrals are from existing clients.
By favoring us with your trust and confidence, you charge us with a responsibility we will not compromise.
FEATURES & RECOMMENDATIONS
	Your home, any other structures, and personal contents are covered for all losses except those specifically excluded by the policy contract. A few of the principal exclusions are flood and earthquake coverage. A few of the important limitations to consider are Fungi and Mold, as well as certain specific personal property. i.e. Jewelry, furs, coins, silver, etc. You may add or purchase a policy separately for these coverages. Therefore, we recommend you carefully review your policy contract.
	Replacement cost protection is afforded for the house and contents. For your home, this means the company will pay whatever it costs to rebuild your home, even if the cost exceeds the amount of insurance. Content losses are paid without a deduction for depreciation, up to the policy limit stated. If needed, you may increase your policy limits.
	Maintaining documentation of values for specific property makes claim settlement easier. As your valuables appreciate in value, securing updated appraisals and inspections will assist you in keeping stated amounts of insurance up-to-date and your valuables protected.
	Some coverage may be suspended if your insurance company is not properly notified when a house is vacant, unoccupied or under renovations. Please notify us immediately under any of these circumstances.